GUARANTEE MORTGAGE

Guarantee Mortgage - Zephyr Team

Over 100 years of mortgage experience. . . . at your fingertips

Dean is committed to a high level of service in a timely and efficient manner. When asked about his business philosophy, Dean says, "I strive to keep my clients for life." On a daily basis, Dean researches and analyzes loan programs offered by numerous lenders, enabling him to find the best possible interest rate for his clients. Dean knows what's important to decision-makers - packaging loan applications correctly the first time; highlighting borrowers' strengths; and addressing areas of concern in an effective and professional manner. With over 17 years of mortgage lending experience, Dean works in a team setting with real estate agents in San Francisco/North Peninsula to ensure clients receive the best possible service.

Stephen has been a mortgage broker for over a decade serving the San Francisco Bay Area. Stephen began his career working closely with loft and condominium developers and arranging financing for buyers in this market. Stephen also has significant expertise in securing residential financing for multi-million dollar properties and in finding the best mortgage programs to suit the needs of his diverse clientele. Stephen as a certified mortgage broker prides himself in finding the best financing options for every borrower, regardless of purchase price or down payment.

With over 24 years of experience in mortgage banking, and having been recognized nationally as an innovative leader in the financing industry, CJ has been ranked as one of the top 100 originators in the country by Mortgage Originator Magazine, CJ is extremely knowledgeable about all aspects of home financing. A Certified Mortgage Specialist representing over 50 of the best lenders in the country, he has helped countless clients find the best mortgage programs to suit their unique financial needs and optimize their long and short-term financial goals. His driving philosophy is in building relationships with my customers. CJ prides himself in his tremendous personal commitment and dedication to each transaction from beginning to end.

Sergei Andruha has been in the real estate finance industry for well over ten years. His experience includes processing loans, originating loans, managing and training loan officers and selling mortgage loans to loan officers in a wholesale capacity for both Bank of America and JPMorgan Chase. SergeiÕs specialty has always been working on purchase transactions, coordinating multiple parties to bring together a smooth and comfortable experience for the buyer and their agent. Anybody that has ever worked in the real estate industry knows that communication is the glue that keeps transactions together and you can rest assured that you will never have a difficult time getting in touch with Sergei or be concerned that you are not being properly communicated with. Your satisfaction is his ultimate goal.

As a professional mortgage advisor for more than fifteen years, Natasha has helped dozens of home buyers in the San Francisco Bay Area finance their dream home. Her experience, dedication and warm, personal touch have allowed her to develop long-term and intimate relationships with her clients. Natasha prides herself on securing the best home loans for her clients' individual needs. As a respected, licensed mortgage advisor, she adheres to the trusted code of ethics and best lending practices of the National Association of Mortgage Brokers

Pete joined Guarantee Mortgage in 2002. Prior to that, Pete worked as a loan officer for Triton Funding. Pete's education and prior experience in finance and investing have provided him with the tools and expertise to handle the complexities of residential loans and refinancing. Pete has a long history of successful investing, sales experience and a degree in Finance. He prides himself on his attention to detail, his commitment to customer service, excellent follow-through with his clients, and strong communication skills.